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The Central Board of Direct Taxes (CBDT) declared on Monday, 28 July 2025, that it is relaxing the time limit for income tax returns (ITRs) that were erroneously rejected by CPC. After the returns are processed, the depa...

India saw over 65,000 crore digital payments worth ₹12,000 trillion from FY20 to FY25, the government said. Fueled by UPI and targeted policy effort, this digital adoption soared beyond the metros, boosting financial i...

After RBI cut the repo rate by a total of 100 basis points in three consecutive policy meetings, most banks followed suit and cut their interest rates

Co-branded credit cards offer various benefits like discounts and cashback. Key cards include Standard Chartered EaseMyTrip, Yatra SBI, and Amazon Pay ICICI, each with unique rewards.

If a parent gifts money to a minor child, any income generated from investing those gifted funds must be clubbed with the parent's income under Indian income tax laws.

Laopu Gold projects 292% profit surge in first half of 2025 but sees shares dip

The report lists out latest trends relating to borrowing trends of Indian consumers. The report highlights that personal loan POS grew from ₹10.7 lakh crore to ₹14.6 lakh crore over two years but year-on-year growth ...

A personal loan for debt consolidation can simplify repayments, reduce interest costs and improve financial control when used smartly, especially in managing high-interest debts across the country.

It's important to step out and talk to regular people - your security guard, the person who sells you coconut water, or your auto driver - to realise basic common sense is worth much more than ₹200 crore.

Filing your income tax return even with zero liability ensures financial credibility, smooth loan approvals, quicker refunds and future compliance benefits across the country, making ITR filing a smart financial step.

Credit Information Companies (CICs) in India collect and analyse credit data for lenders, influencing loan approvals and credit limits. They also manage dispute processes for credit report errors, playing a crucial role ...

Students can build credit score without income by using secured credit cards tied to fixed deposits. Responsible usage and timely payments are essential for improving credit scores over time.

A private trust is a beneficial structure for Indian families managing wealth, ensuring succession and asset protection. It serves as a guideline for wealth distribution and is regulated under the Indian Trusts Act, 1882...

Exceeding your credit card limit can trigger hefty penalties, credit score damage, and hidden costs, causing financial distress for users across the nation despite regulatory safeguards in place.

Mutual fund: Independence and Retire Early (FIRE) is one of the key financial goals for GenZ investors, incentivising them to set aside a portion of their earning and invest in the long-term assets

Credit cards offer 45-day zero interest period aside from offering cashbacks and rewards. This typically goes in the favour of using card for rental payment

Banks typically give upto 20 times of monthly salary to borrowers. Borrowers, in this case, used fake documents to inflate their salaries to increase their loan eligibility.